Strategi Manajemen Keuangan Keluarga Muslim Dalam Perspektif Syariah Di Era Digital

Authors

  • Muhammad Amsal Nasution Institut Agama Islam Padang Lawas
  • Khoirun Nisa Zein Lubis Institut Agama Islam Padang Lawas
  • Amhar Maulana Harahap Institut Agama Islam Padang Lawas
  • Eva Zuliani Munthe Institut Agama Islam Padang Lawas
  • Nurdiana Lubis Institut Agama Islam Padang Lawas
  • Aisyah Tilawatinnur Hsb Institut Agama Islam Padang Lawas

DOI:

https://doi.org/10.66867/as.v3i3.131

Keywords:

Management, Family, Islamic Finance

Abstract

 This research was conducted among the residents of Paranbatu Village, Padang Lawas Regency, who work primarily as farmers and traders. During the lean season, they continue to meet their daily needs, such as clothing, food, and shelter. In addition, they strive to save and invest to secure their future needs. The study aims to examine how the people of Paranbatu Village manage their family finances from an Islamic perspective. This research employs a qualitative approach with a field research design. The participants were selected purposively, and data were collected through observation, interviews, and documentation. The findings reveal that the family financial management strategies include financial planning, saving, investment, and zakat. However, these efforts still face various obstacles and challenges, indicating the need for stronger cooperation among family members to realize the ideal of a sakinah (harmonious and prosperous) family.

References

Ahmed, Habib. 2016. “Inclusive Islamic Financial Planning: A Conceptual Framework. International.” Journal of Islamic and Middle Eastern Finance and Management 9(2).

Astutik, W. 2020. “Implementation of Islamic Values in Financial Management.” 2(2):34–37.

Endrianti, Rosalia Debby. 2017. “Pengelolaan Keuangan Keluarga Secara Islam Pada Keluarga Muslim Etnis Padang Dan Makassar Di Surabaya.” Unair 549–60.

Farma, Junia. 2024. “Analisis Pengelolaan Keuangan Keluarga Dalam Perspektif Islam.” Ekonomi Dan Bisnis Islam 9(1):99–112.

Indonesia, Universitas Pendidikan, Suci Aprilliani Utami, Universitas Pendidikan Indonesia, Sofia Velia, and Universitas Pendidikan Indonesia. 2023. “Implementasi Teori Islamic Wealth Management Dalam Studi Kuantitatif Kemampuan Pengelolaan Keuangan Syariah Gen-Z.” 4.

Jalil, Abdul. 2019. “Pengelolaan Keuangan Keluarga Solusi Kelurga Sakinah.” Jurnal Hukum Islam Nusantara 2(1):67–84.

Mahadi, Nurul Arifah. 2019. “Islamic Financial Wealth Management : Empowering Women in Islamic Societies.” 6(3).

Downloads

Published

2025-10-16

How to Cite

Nasution, M. A., Lubis, K. N. Z., Harahap, A. M., Munthe, E. Z., Lubis, N., & Hsb, A. T. (2025). Strategi Manajemen Keuangan Keluarga Muslim Dalam Perspektif Syariah Di Era Digital. As-Salam: Journal Islamic Social Sciences and Humanities, 3(3), 168–178. https://doi.org/10.66867/as.v3i3.131

Most read articles by the same author(s)